Your service history is an asset.
Sell the warranties on it.
Cosmolabe™ prices extended labor warranties from the equipment and repair records your business already keeps, and shows you how every price was built.
- Free
- No payment details
- Delete your files any time
Readiness report
Understand your equipment mix, missing information, and the next steps toward pricing.
Sample layout · illustrative figures, not a customer result
What you send. What you get back.
The readiness report reads your exports and tells you whether your history can support a warranty price, and what to fix first if it can’t yet.
Two exports and a little context.
- Your installed equipmentA stable ID, the equipment type and the install date where you have it. Include equipment that never needed a repair.
- Your repair historyRepair dates, which equipment each repair was on, and the amounts. Optional, and worth including.
- What the records meanThe period they cover, whether any repairs are missing, and whether amounts are your costs or customer charges.
UTF-8 CSV, up to 10 MB and 50,000 rows per file. Leave out customer names and addresses; the report doesn’t need them.
A private report on your book.
- What was usableAccepted rows, rows that need correcting, and the reason for each, with examples.
- Your equipment mixThe systems in your book and how many of each.
- The gaps that matterMissing dates, unlinked repairs, unclear costs, and what each one limits.
- Your next stepsSpecific fixes, plus what the report does not establish. Reassess as often as you like; every revision is saved.
The free report does not give you a warranty price. It checks whether your history can support one.
A price you can take apart.
Each warranty price is assembled from your own book in named steps, and each quote carries the working that produced it. No figures are shown here; the structure is the point.
- 01 · How often
Repair frequency
Expected repairs per year for each equipment type and age, fitted to your installed base and repair history.
- 02 · How much
Repair cost
The labor a covered repair allows, at your labor rate.
- 03 · Your terms
Coverage
Term length, deductible and repair caps are chosen by you. The price follows from them, never the reverse.
- 04 · Adjustments
Named loads
Allowances for how coverage changes usage and for uncertainty in a thin book, each listed.
- 05 · Your margin
Target loss ratio
You set it, so the markup is a visible decision rather than a buried one.
The shape of a quoteexpected claim cost × named loads ÷ your target loss ratio
Thin data is flagged
Where a group has too little history, the platform says so instead of producing a confident-looking number.
No stretching past your data
Equipment older than anything in your book is priced at the edge of what was observed, not extrapolated.
Past prices reproduce
Each quote records the assumption set it was priced under, so a past price can be traced and re-derived.
What Cosmolabe is not.
Cosmolabe is decision-support software. You run the warranty program; the software helps you price it.
Not insurance
It doesn’t insure equipment, pay claims or hold reserves on your behalf.
Not the obligor
Cosmolabe never takes on the warranty obligation. You, or an obligor named in your program agreement, stand behind each contract.
Not a certification
No credentialed actuary has certified this output. Have one review the method and your rates before you sell.
Not legal advice
Service contracts are regulated state by state. Have counsel review the law where you sell before your first contract.
Your book stays yours.
Your repair history is the most valuable thing you hand us. Here is what happens to it.
Details are in the privacy policy and terms, both pilot-stage drafts to be finalized with counsel before general availability.
- You own itYou keep all rights to what you upload. Cosmolabe uses it only to provide the service to you, and does not sell it.
- It stays separateEach company’s data is isolated from every other’s. Pooling experience across companies happens only with your explicit consent, and never identifies your company.
- Free assessments expireFiles and reports are kept for 30 days from your first import, and you can delete them sooner. The founder receives a summary, not your raw rows.
- It is hosted carefullyThe service runs on Amazon Web Services. Passwords are stored only as one-way hashes, and two-factor sign-in is available.
An early-stage company, built on real service records.
Cosmolabe’s pricing engine was built alongside a working HVAC contractor’s equipment and repair history, not a spreadsheet of assumptions. We are starting with contractors in Delaware, Maryland and Pennsylvania.
About CosmolabeQuestions about your data, coverage or whether this fits your business go straight to Tanner, who builds the product.
tanner@cosmolabe.aiDo I need ServiceTitan?
No. Any system that exports equipment and repair records to CSV is a starting point. A direct ServiceTitan API connection is planned and not built yet.
Does the free report give me a price?
No. It checks whether your history can support pricing and tells you what to fix first. Pricing happens in the platform.
Who decides what I charge?
You do. Cosmolabe shows the expected cost and how it was built. Your coverage terms, your target loss ratio and your program agreement decide the price.
What does the platform cost?
Subscription options are published on the pricing page. The readiness report is free and separate from platform access.
Start with the book you already have.
The readiness report is free and works from the exports you can pull today.